Primerica Consent Statement

Primerica’s purpose is to create financially independent families. We believe each family, with access to essential financial services and appropriate advice, has the opportunity to better their financial position. For over 30 years, Primerica has helped middle-income families learn the principles of personal finance, reduce burdening debt loads and plan for the unexpected.

Welcome! We are excited you have decided to consider Primerica’s Mortgage Simple Referral Program to meet your mortgage needs. Whether you are looking to finance your first home or considering mortgage refinancing to consolidate and eliminate your debt, our mortgage simple referral process and strategic partners can contribute to your financial wellbeing.

Your Primerica Representative referred you to Edison Financial (“Edison”) so that you can explore mortgage lending options that are right for you and your family. Please take the time to read the Important Legal Disclosures and Acknowledgements below, then if you are ready to move forward, click “Continue” to be forwarded to Edison’s website. Contact Edison today and see what options are right for you!

IMPORTANT LEGAL DISCLOSURES AND ACKNOWLEDGMENTS

The Primerica representative who provided you with this referral is an independent representative (the “Representative”) who, for the purpose of introducing you to Edison Financial (“Edison”), is acting in the following capacity:

If the Representative holds a life insurance license: acting as a representative of Primerica Life Insurance Company of Canada (“PLICC”); if the Representative holds a mutual fund registration: acting as a representative of PFSL Investments Canada Ltd. (“PFSL”); if the Representative holds both a life insurance license and a mutual fund registration: acting as a representative of PFSL; if the Representative holds no life insurance license or mutual fund registration: acting as a representative of PLICC.

Neither PLICC nor PFSL are affiliated with Edison. The Representative is facilitating your introduction to Edison pursuant to a referral agreement among Edison, PFSL, and PLICC. Pursuant to that agreement, Representatives can only make referrals to Edison and are not authorized to sell or offer to sell mortgages.

PFSL and its Representatives are registered to trade in mutual funds. Each of PLICC’s, PFSL’s and any Representative’s role is limited to introducing you to Edison, except as otherwise permitted by applicable law, so that you yourself may obtain information from Edison about obtaining a mortgage. You must communicate directly with Edison yourself to determine if obtaining a mortgage through Edison is suitable for your needs.

Either PLICC or PFSL as applicable will receive a fee paid by Edison for each referral that results in closed mortgages with Edison. The fee received by PLICC or PFSL will be 35% of all commissions (including bonuses paid by mortgage lenders and mortgage renewals) received by Edison for closed mortgage referrals. The Representative will be paid a portion of the fees received by PLICC or PFSL for the referral. All Representatives are eligible for other incentives, such as consumer electronic goods and trips, based on the number of successful referrals.

Edison may collect, record, use and share your personal information with PLICC, PFSL and their affiliates for administrative purposes related to the referral program, including but not limited to compensation and audit purposes.

By clicking the “Continue” button below, you confirm that you have read, understood and agree with the Important Legal Disclosures and Acknowledgements above. Please print a copy should you wish to retain them for your records. Once you click the “Continue” button below, you will be forwarded to Edison’s third party website, where you will have the opportunity to obtain information from Edison about obtaining a mortgage, should you wish. By linking to Edison’s website, PLICC and PFSL are not endorsing its content, products, services or security and is not responsible for its adequacy, accuracy, legality or any other aspect of Edison’s website. PLICC and PFSL not responsible or liable for any damage, loss or breach of personal information security caused by your use of Edison’s website. All concerns, issues or questions regarding the usability or functionality of Edison’s website should be directed directly to Edison. Please contact Edison if you have any questions or require any clarifications.

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