Home Buying

So many terms get tossed around – mortgage credit protection, mortgage default insurance, home insurance – how does one make sense of it all?

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Whether you’re purchasing a home or refinancing your existing mortgage, it’s important to understand the role of the home appraisal and how it can impact the outcome of your mortgage application.

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Many Canadians may not realize is that a down payment can also come in the form of a gift of equity when a property is being purchased from a close family member.

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In recent years, the number of real estate agents in Canada has exploded due to the prolonged increase in housing prices across much of the country, drawing thousands to an industry that many viewed as a way to get rich quick.

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Before the sale of your home is finalized, the home buyer will often request an inspection to identify any problems with the house. It’s important to know what the home inspector will be looking for before listing your house on the market.

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If you’re buying a home for the first time, you may be surprised to find out just how many parties will be involved in the transaction along the way.

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